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<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://thefinancemd.com/2015/10/05/announcement-my-blog-just-got-google-sitelinks/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/10/google-sitelinks-thefinancemd-com-blog.png</image:loc><image:title>google sitelinks thefinancemd.com blog</image:title><image:caption>It's Party Time: thefinancemd.com just got Google sitelinks</image:caption></image:image><lastmod>2015-10-04T19:22:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/09/23/print-books-arent-dead-i-have-convincing-proof/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/book-signing-36th-manila-international-book-fair.jpg</image:loc><image:title>Book Signing 36th Manila International Book Fair</image:title><image:caption>Yay, people actually came in for the book signingMy book sigining at the 2015 (36th) Manila International Book Fair</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/investing-for-newbies-at-central-books-book-fair-booth.jpg</image:loc><image:title>Investing for Newbies at Central Books Book Fair Booth</image:title><image:caption>A free marketing event for my book " Investing For Newbies ". Image credit: thefinancemd.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/crowd-at-manila-international-book-fair.jpg</image:loc><image:title>Crowds at Manila International Book Fair</image:title><image:caption>All of these people are book enthusiasts, most of them are young. Based on the crowds, I see a bright future for printed books.</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/36th-manila-international-book-fair.jpg</image:loc><image:title>36th Manila International Book Fair</image:title><image:caption>36th Manila International Book Fair at SMX Convention Center (Sep 16-20). Credit: thefinancemd.com</image:caption></image:image><lastmod>2015-09-23T03:11:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/09/21/investing-in-a-car-for-uber-grab-is-it-worth-it-part-one/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/uber-pickup-point-example1.jpg</image:loc><image:title>Uber pickup point example</image:title><image:caption>Uber cars ready to pick me up at the mall. </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/uber-pickup-point-example.jpg</image:loc><image:title>Uber pickup point example</image:title></image:image><lastmod>2015-09-21T06:07:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/09/19/im-peddling-my-book-at-the-36th-manila-international-book-fair/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/investing-for-newbies-book.png</image:loc><image:title>Investing For Newbies Book</image:title><image:caption>My book, my baby - Investing For Newbies, What You Need to know to Get Started</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/manila-international-book-fair-2015.jpg</image:loc><image:title>Manila International Book Fair 2015</image:title><image:caption>See you on Sunday, September 20 at the 36th Manila International Book Fair at the SMX Convention Center. Image from Manila International Book Fair Official Facebook Page</image:caption></image:image><lastmod>2015-09-19T03:17:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/09/04/the-philippines-has-the-highest-tax-rate-in-southeast-asia/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/09/asean-countries-flags.jpg</image:loc><image:title>ASEAN countries flags</image:title><image:caption>Guess which has the highest tax rates? Association of South East Asian Nations (ASEAN) member countries. Image from </image:caption></image:image><lastmod>2015-09-04T11:07:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/30/did-cebu-pacific-cashed-in-on-the-aldub-phenomenon-without-paying-or-even-asking-for-permission/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/alden-richards-philippine-airlines.jpg</image:loc><image:title>alden richards philippine airlines</image:title><image:caption>Alden Richards Took Philippine Airlines - not Cebu Pacific in his social media trending trip to Bicol</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/papal-visit-account-power-tweets-for-aldub.png</image:loc><image:title>Papal Visit twitter account power tweets for AlDub</image:title><image:caption>The Pope doesn't mind his twitter record being broken? Papal Visit twitter account power tweets for AlDub</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/eat-bulaga-production-reply-to-cebu-pacific-aldub-tweet.png</image:loc><image:title>Eat Bulaga production reply to Cebu Pacific Aldub tweet</image:title><image:caption>Reply of an executive of Eat Bulaga production company to tweet about Cebu Pacific Aldub promo</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/aldubest-seat-sale-cebu-pacific.png</image:loc><image:title>#ALDUBest seat sale Cebu Pacific</image:title><image:caption>#ALDUBest seat sale Cebu Pacific. Screen grab from Cebu Pacific twitter account</image:caption></image:image><lastmod>2015-08-30T09:47:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/30/parasaekonomiya-philippine-finance-social-media-roundup/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/comelec-registration-tweet.png</image:loc><image:title>Comelec registration tweet</image:title><image:caption>Tweet about Comelec registration #ParaSaEkonomiya</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/neda-apec-meetings-infographic.png</image:loc><image:title>NEDA APEC meetings infographic</image:title><image:caption>NEDA APEC 2015 meetings infographic</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/col-financial-live-tweet-session.png</image:loc><image:title>COL Financial Live tweet session</image:title><image:caption>COL Financial Live tweet session with Juanis Barredo</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/psei-bounces-back-to-above-7000-mark.png</image:loc><image:title>PSEi bounces back to above 7,000 mark</image:title><image:caption>Recovery or just a detour to bear town? PSEi bounces back to above the 7,000 mark</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/purisima-q2-performance-statement-tweet1.png</image:loc><image:title>Purisima q2 performance statement tweet</image:title><image:caption>Tweet on Secretary of Finance Cesar Purisima's statement on the economy's Q2 growth </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/balikbayan-boxes-change-org-petition.png</image:loc><image:title>Balikbayan Boxes Change org petition</image:title><image:caption>Confirmed Victory - Change.org petition to stop </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/purisima-q2-performance-statement-tweet.png</image:loc><image:title>Purisima q2 performance statement tweet</image:title></image:image><lastmod>2015-08-30T08:15:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/26/are-we-bear-yet-the-assets-that-have-entered-the-bear-market-in-2015/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/bull-and-bear-statues-in-frankfurt.jpg</image:loc><image:title>Bull and Bear Statues in Frankfurt</image:title><image:caption>Bull and Bear Statues near Frankfurt Sock Exchange</image:caption></image:image><lastmod>2015-08-26T08:09:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/20/book-review-you-wont-get-rich-in-the-stock-market-until-you-change-the-way-you-think-about-it-by-andrew-stotz/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/you-wont-get-rich-in-the-stock-market-book.png</image:loc><image:title>You wont get rich in the stock market book</image:title><image:caption>You won't get rich in the stock market until you change the way you think about it by Andrew Stotz</image:caption></image:image><lastmod>2015-08-20T03:29:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/13/celebrities-promote-mlm-suspected-of-being-a-pyramid-scam/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/goldxtreme-gold-bar-only-14k.jpg</image:loc><image:title>Goldxtreme gold bar only 14k</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/goldxtreme-how-it-works.jpg</image:loc><image:title>Goldxtreme how it works</image:title><image:caption>This is how Goldxtreme works. Image from</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/tom-rodriguez-scheduled-to-guest-in-goldextreme.jpg</image:loc><image:title>Tom Rodriguez scheduled to guest in Goldextreme</image:title><image:caption>Tom Rodriguez scheduled to guest in Goldextreme</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/daniel-matsunaga-for-goldxtreme.jpg</image:loc><image:title>Daniel Matsunaga for Goldxtreme</image:title><image:caption>Daniel Matsunaga for Goldxtreme</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/dennis-trillo-for-goldxtreme.jpg</image:loc><image:title>Dennis Trillo for Goldxtreme</image:title><image:caption>Dennis Trillo for Goldxtreme</image:caption></image:image><lastmod>2015-08-14T14:51:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/14/how-much-savings-from-kentucky-fried-chicken-bucket-meals-math-is-out-of-whack/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/kfc-bucket-meal-specials.png</image:loc><image:title>KFC Bucket Meal Specials</image:title><image:caption>The KFC "kentucky" Bucket Meal Specials</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/kfc-spaghetti-party-bucket.jpg</image:loc><image:title>KFC Spaghetti Party Bucket</image:title><image:caption>I love spaghetti and I love KFC chicken... What I don't like is the measly PHP 70 savings with this deal. KFC Spaghetti Party Bucket Promo. Image</image:caption></image:image><lastmod>2015-08-14T14:30:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/11/why-konsulta-md-seems-like-a-terribly-bad-idea/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/konsulta-md-clinic-rocommendation.png</image:loc><image:title>Konsulta MD clinic rocommendation</image:title><image:caption>Konsulta MD answers question on clinic recommendation</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/konsulta-md-emergency-ambulance.png</image:loc><image:title>Konsulta MD emergency ambulance</image:title><image:caption>It won't be like 911. Konsulta MD response to question about emergencies</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/konsulta-md-assessment.png</image:loc><image:title>Konsulta MD question about accurate  assessment</image:title><image:caption>The assessment comes with a disclaimer. Konsulta MD answers question about accurate  assessment. Image from konsulta.md</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/konsulta-md-doctor-request.png</image:loc><image:title>Konsulta MD doctor request</image:title><image:caption>Preferred doctors not allowed. Image from konsulta.md</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/konsultamd-logo.jpg</image:loc><image:title>konsultamd logo</image:title><image:caption>There's a new doctor in town. Konsulta MD logo. Image from konsulta.md</image:caption></image:image><lastmod>2015-08-11T13:42:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/10/senyora-and-her-ilk-are-parody-social-media-accounts-the-new-tastemakers/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/senyora-twitter-stats-for-july-2015.jpg</image:loc><image:title>@Senyora twitter stats for July 2015</image:title><image:caption>Senyora Santibanez @Senyora twitter stats for July 2015. Image from @Senyora twitter account</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/senyora-santibanez-twitter-stats.png</image:loc><image:title>Senyora Santibanez twitter stats</image:title><image:caption>Senyora Santibanez twitter stats as of August 2015</image:caption></image:image><lastmod>2015-08-11T03:38:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/09/the-eat-bulaga-lesson-how-it-got-to-younger-audiences-through-aldub/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/aldubwebelongtogether-trending-worldwide.png</image:loc><image:title>#AlDubWeBelongTogether Trending Worldwide</image:title><image:caption>Trending strong. #AlDubWeBelongTogether</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/yaya-dub-faints-for-real-on-yakie-wedding.png</image:loc><image:title>Yaya Dub Faints for real on Yakie Wedding</image:title><image:caption>This isn't the first time Eat Bulaga had to deal with a medical emergency involving its hosts. Paolo Ballesteros had once suffered a mild stroke on air. Maine Santos "Yaya Dub" faints for real on the show. Screengrab from video from Eat Bulaga Facebook page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/aldub-on-eat-bulaga.png</image:loc><image:title>Alden Richards and Yaya Dub or  "AlDub" in Eat Bulaga</image:title><image:caption>Alden Richards and Yaya Dub #AlDub in Eat Bulaga on the #Yakie wedding day Screengrab from Eat Bulaga official Facebook page</image:caption></image:image><lastmod>2015-09-03T06:54:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/07/an-open-blog-post-to-golds-gym-philippines-thanks-for-kicking-us-members-out/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/xian-lim-thanks-golds-gym-philippines.png</image:loc><image:title>Xian Lim Thanks Golds Gym Philippines</image:title><image:caption>Xian Lim thanks Golds Gym Philippines for his body. Screengrab from Golds Gym Philippines Official Facebook Page. Xian Lim photos originally from Garage Magazine Philippines</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/golds-gym-thanks-members-for-patience.png</image:loc><image:title>Golds Gym Philippines Thanks Members For Patience</image:title><image:caption>Golds Gym Philippines thanks Sheridan members for their patience -- and the membership fees they paid in advance. Image </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/nike-house-of-rise-golds-gym-sheridan-gallery.jpg</image:loc><image:title>Nike House of Rise Golds Gym Sheridan Exhibit Area</image:title><image:caption>An overabundance of neon LED lights! I hope those exhibits - and those shoes stay as well. Nike House of Rise Golds Gym Sheridan Exhibit Area</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/golds-sheridan-nike-house-of-rise-workout-area.jpg</image:loc><image:title>Golds Sheridan Nike House of Rise workout area</image:title><image:caption>Instead of actually working out, I'll be busy taking selfies. Golds Sheridan Nike House of Rise workout area</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/scoreboard-nike-house-of-rise-golds-sheridan.jpg</image:loc><image:title>Scoreboard Nike House of Rise Golds Sheridan</image:title><image:caption>Is that scoreboard too big or what? I will cherish my measly single digit scoring average in that board. Scoreboard Nike House of Rise Golds Gym Sheridan. Image from @mikkoabello Instagram account</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/nike-house-of-rise-golds-sheridan-basketball-court.jpg</image:loc><image:title>Nike House of Rise Golds Sheridan Basketball Court</image:title><image:caption>Shoot in the limelight! I Nike House of Rise - Golds Gym Sheridan Basketball Court. </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/nike-house-of-rise-emblem.jpg</image:loc><image:title>Nike House of Rise Emblem at Golds Sheridan</image:title><image:caption>Nike House of Rise Emblem at Golds Sheridan</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/golds-gym-sheridan-nike-house-of-rise.jpg</image:loc><image:title>Golds Gym Sheridan Nike House of Rise</image:title><image:caption>Golds Gym Sheridan becomes Nike's House of Rise. Meanwhile, Golds Sheridan members were displaced.</image:caption></image:image><lastmod>2015-08-10T01:54:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/29/deconstructing-the-dunkin-donuts-3-3-12-promo-how-much-did-i-save-and-why-dunkin-benefits-more-from-the-deal/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/dunkin-donuts-3-3-12-promo.jpg</image:loc><image:title>Dunkin Donuts 3-3-12 promo</image:title><image:caption>Dunkin donuts 3-3-12 promo</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/c13839d6932ed3c0f17403ac9b7a60b173a0e5531f63a4c9eaa9fb174678a24c.jpg</image:loc><image:title>Dunkin' Donuts Philippines 3-3-12 Promo, Self-Interest analysis</image:title><image:caption>Hmmm Donuts. I may have saved a little money, but I'll gain a lot of pounds</image:caption></image:image><lastmod>2015-08-09T13:11:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/07/reality-bites-col-financial-downgrades-2015-yearend-psei-forecast/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/psei-from-sept-2014-to-aug-2015.png</image:loc><image:title>PSEi from Sept 2014 to Aug 2015</image:title><image:caption>What goes up, must come down? PSEi from Sept 2014 to Aug 2015. Image from Bloomberg</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/col-financial-downgrades-2015-yearend-forecast.png</image:loc><image:title>COL Financial downgrades 2015 yearend forecast</image:title><image:caption>COL Financial downgrades 2015 yearend forecast</image:caption></image:image><lastmod>2015-08-07T13:36:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/06/picture-perfect-ridiculous-things-people-do-submit-professional-looking-photo/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/suit-templates-for-passport-visa-photos1.jpg</image:loc><image:title>suit templates for passport visa photos</image:title><image:caption>Too fake for me. Suit and tie templates for ID passport photos. Image from download.4-designer</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/suit-templates-for-passport-visa-photos.jpg</image:loc><image:title>suit templates for passport visa photos</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/facebook-default-no-profile-pic.jpg</image:loc><image:title>facebook default no profile pic</image:title><image:caption>If I use this pic, people may recognize me from Facebook - "Hey, aren't you the default avatar?" Facebook default no profile pic. Image from Facebook.com</image:caption></image:image><lastmod>2015-08-07T13:37:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/03/do-new-mlms-just-reuse-and-rebrand-products-of-failed-mlms/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ken-badiola-top-earner-for-nbo-global1.jpg</image:loc><image:title>Ken Badiola Top earner for NBO Global</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ken-badiola-top-earner-for-nbo-global.jpg</image:loc><image:title>Ken Gomez Badiola Top earner for NBO Global</image:title><image:caption>That's a lot of money ken! Ken Gomez Badiola earned millions from NBO Global. NBO Global has since collapsed. Ken went on to establish his own MLM company, Success200. Image from NBO NRZ Global Inc. page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/success200-company-earning.jpg</image:loc><image:title>Success200 company earnings per member exit</image:title><image:caption>Success200 earnings per member exit</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ken-gomez-badiola-owner-of-success2001.png</image:loc><image:title>Ken Gomez Badiola owner of Success200</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ken-gomez-badiola-owner-of-success200.png</image:loc><image:title>Ken Gomez Badiola owner of Success200</image:title><image:caption>Ken Gomez Badiola and Albert Monzuela, owners of Success200. Image from success200ph.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ken-gomez-badiola-nbo-global.png</image:loc><image:title>Ken Gomez Badiola NBO Global</image:title><image:caption>Ken Gomez Badiola commeting on NBO Global's payout issues. Image </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/moringa-trading-for-nbo-global-guyabano-capsules.png</image:loc><image:title>Moringa Trading for NBO Global Guyabano Capsules</image:title><image:caption>Moringa Mountain Trading made Guyabano capsules for the now collapsed MLM company NBO Global</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/moringa-mountain-trading-ad.png</image:loc><image:title>Moringa Mountain Trading Ad</image:title><image:caption>Moringa Mountain Trading Advertisement on its Facebook page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/success200-supplied-by-moringa-mountain-trading.png</image:loc><image:title>Success200 supplied by Moringa Mountain  Trading</image:title><image:caption>Success200 Guyabano (Graviola) capsules supplied by Moringa Mountain  Trading. Image from Success200 Agarica Living International Facebook apge</image:caption></image:image><lastmod>2015-08-31T09:19:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/08/01/my-customized-ferragamo-shoes-that-i-dont-plan-to-buy-yet/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ferragamo-personalized-shoes.png</image:loc><image:title>Ferragamo personalized king of the world shoes</image:title><image:caption>Douchey way to personalize shoes. What's more douchey? Taking off your shoe to show the inscription to someone. Ferragamo customized tobacco ostrich shoes with graphite hardware and borwn soles. Image from ferragamo.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/soles-ferragamo-driver-shoes.png</image:loc><image:title>Soles Ferragamo Driver Shoes</image:title><image:caption>The soles you almost don't want to use for walking. Black soles on an orange-red suede Ferragamo drivers. Image from Ferragamo.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ferragamo-calfskin-lemon-drop-shoes.png</image:loc><image:title>Ferragamo Calfskin Lemon Drop Shoes</image:title><image:caption>Very Minion-like. Ferragamo Customized Calfskin Lemon Drop Shoes. Image from Ferragamo.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/ferragamo-customized-driver-shoes-material.png</image:loc><image:title>Ferragamo Customized Driver Shoes Material</image:title><image:caption>Crocs will cost you. Material choices for Ferragamo customized driver shoes. Image from ferragamo.com </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/08/customized-ferragamo-shoes-for-thefinancemd.png</image:loc><image:title>Customized Ferragamo shoes for thefinancemd</image:title><image:caption>Fruits of Investment? Customized Salvatore Ferragamo driver shoes for thefinancemd.com. Image from ferragamo.com</image:caption></image:image><lastmod>2015-08-01T04:39:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/30/cfa-level-i-and-ii-2015-exam-results-are-out/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/cfa-results-level-i-and-ii-2015-facebook.png</image:loc><image:title>CFA Results Level I and II 2015 Facebook</image:title><image:caption>CFA Level I and II 2015 Exam Results Announced on Facebook</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/cfa-results-level-i-and-ii-2015-twitter.png</image:loc><image:title>CFA Level I and II  2015  Exam Results Announced on Twitter</image:title><image:caption>CFA Level I and II  2015  Exam Results Announced on Twitter</image:caption></image:image><lastmod>2015-07-30T05:13:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/29/distinguish-between-legitimate-multi-level-marketing-and-a-pyramid-scam-pinoy-style/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/dsap-8-point-test-if-legitimate-mlm.jpg</image:loc><image:title>DSAP 8 point test if marketing company is legitimate</image:title><image:caption>Direct Selling Association of the Philippines 8 point test if the company is legitimate or not. 8 "yeses" are required. Image from dsap.com</image:caption></image:image><lastmod>2015-07-30T04:55:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/28/sec-issues-advisories-on-mlm-companies-success200-and-flag-prosperity/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/flag-prosperity-sec-advisory.png</image:loc><image:title>FLAG Prosperity SEC Advisory</image:title><image:caption>Securities and Exchange Commission Advisory on F.L.A,G Prosperity Marketing. Image from sec.gov.ph</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/success200-sec-advisory.png</image:loc><image:title>Success200 SEC Advisory</image:title><image:caption>Securities and Exchange Commission Advisory on Success200</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/flag-prosperity-logo.jpg</image:loc><image:title>FLAG prosperity logo</image:title><image:caption>FLAG prosperity logo</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/success200-logo.jpg</image:loc><image:title>success200 logo</image:title><image:caption>Success200 logo. Image from Success200 company page</image:caption></image:image><lastmod>2015-07-30T05:03:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/26/newsflash-fely-viloria-sicam-was-awarded-best-columnist-by-the-moonies/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/universal-peace-federation-peace-awards.jpg</image:loc><image:title>Universal Peace Federation PEACE awards</image:title><image:caption>u</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/fely-viloria-sicam-visits-cooperative.jpg</image:loc><image:title>Fely Viloria Sicam visits Cooperative</image:title><image:caption>f</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/upf-media-event-korea-2015.png</image:loc><image:title>Universal Peace Federation Media Event Seoul Korea 2015</image:title><image:caption>U</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/fely-sicam-best-columnist-award-2015.jpg</image:loc><image:title>Fely Sicam best columnist award 2015 from the Universal  Peace Federation</image:title><image:caption>MINDANAO Times columnist Fely V. Sicam, (center) wins Best Columnist during the search for outstanding journalists who espouses PEACE during the Asian Summit conference held in Manila Hotel last month. With Sicam are (L-R): Engr. Malicdem, president of Universal Peace Federation-Phil; Dr. Thomas Walsh, president UPF-Int’l; Dr. Chang Sik Yang, chairman UPF-Int’l; and Dr. Chong Sik Yong, continental director-Asia.</image:caption></image:image><lastmod>2015-07-28T09:54:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/24/free-stuff-philippine-stock-exchanges-pse-stock-market-101-webinar/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/stock-market-101-seminar1-e1437726225929.jpg</image:loc><image:title>stock market 101 seminar</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/stock-market-101-seminar.jpg</image:loc><image:title>stock market 101 seminar</image:title><image:caption>Stock </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/registered-at-pse-webinar.png</image:loc><image:title>Registered at PSE Webinar</image:title><image:caption>I'm registered for the PSE Webinar but sadly I have a Smart Bro 3G/4G Internet plan. Do I stand a chance?</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/pse-stock-market-101-webinar.jpg</image:loc><image:title>PSE Stock Market 101 Webinar</image:title><image:caption>PSE Stock Market 101 Webinar</image:caption></image:image><lastmod>2015-07-25T09:39:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/22/whats-your-say-on-this-is-superbrands-philippines-credible/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-kenji-ito-one-lightning-corporation1.jpg</image:loc><image:title>Superbrands awards Kenji Ito of One Lightning Corporation</image:title><image:caption>Superbrands awards Kenji Ito, president of One Lightning Corporation</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-kenji-ito-one-lightning-corporation.jpg</image:loc><image:title>Superbrands Kenji Ito One Lightning Corporation</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-awards-one-lightning-corporation.jpg</image:loc><image:title>Superbrands awards One Lightning Corporation</image:title><image:caption>s</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-award-one-lightning-corporation-professional1.jpg</image:loc><image:title>Superbrands awards Yuji Ito of One Lightning Corporation as Oustanding Professional</image:title><image:caption>Superbrands awards Yuji Ito of One Lightning Corporation as Oustanding Professional</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-award-one-lightning-corporation-professional.jpg</image:loc><image:title>Superbrands award One Lightning Corporation Professional</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/sec-advisory-one-lightning-corporation.png</image:loc><image:title>SEC Advisory One Lightning Corporation</image:title><image:caption>As written. Image from Securities and Exchange Commission website.</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/superbrands-2015-awardees.jpg</image:loc><image:title>Superbrands 2015 Awardees</image:title><image:caption>As a Filipino consumer - do I think this group represent the cream of the crop of Philippine brands? Short answer - NO. Long answer - Probably not even close</image:caption></image:image><lastmod>2015-07-25T10:11:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/21/adventures-with-bad-real-estate-agents-philippine-edition/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/nuvali-new-beginning.jpg</image:loc><image:title>Nuvali new beginning</image:title><image:caption>I'm sure this quote pertains to buyers and sellers of real estate</image:caption></image:image><lastmod>2015-07-25T09:27:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/07/23/the-common-investor-asks-despite-good-financial-results-why-did-the-stock-price-of-apple-inc-plunge/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/07/logo_apple-inc.gif</image:loc><image:title>Logo_Apple.inc</image:title><image:caption>Apple Inc. Reports better than expected earnings but stock price tumbles... The common investor asks - market, why did you react that way? Image from Apple Inc.</image:caption></image:image><lastmod>2015-07-25T09:44:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/05/20/what-were-superheroes-doing-in-an-investment-conference/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/pric-and-superman.jpg</image:loc><image:title>Philippine Retail Investment Conference 2015 with Superman</image:title><image:caption>What was Superman (his statue at least) doing in an investment conference? </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/captain-america-nexcon.jpg</image:loc><image:title>Captain America Nexcon</image:title><image:caption>"Peggy Carter" embraces Captain America. Even in finance, it is still all about Captain America.</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/philippine-retail-investment-conference-2015.jpg</image:loc><image:title>Philippine Retail Investment Conference 2015</image:title><image:caption>Philippine Retail Investment Conference held at SMX Convention Center in Taguig last May 16 2015. </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/nexcon-2-smx.jpg</image:loc><image:title>Nexcon 2 smx</image:title><image:caption>Look there's Superman Again! NexCon at SMX Taguig, also with Batman and the Storm Troopers</image:caption></image:image><lastmod>2015-07-25T09:50:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/05/13/with-a-heavily-faked-cdg-play-heart/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/cdg-play-red-heart-shirt.jpg</image:loc><image:title>CDG play red heart shirt</image:title><image:caption>Authentic CDG Play red heart shirt - Large (my size) for GBP 75 at doverstreetmarket.com. </image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/cdg-play-heart.jpg</image:loc><image:title>CDG Play Heart</image:title><image:caption>The Commes Des Garcon "CDG" Play heart - Loved by consumers and counterfeiters</image:caption></image:image><lastmod>2015-05-13T04:48:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/05/11/will-you-buy-property-that-sits-on-a-t-junction/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/tumbok-movie-poster.jpg</image:loc><image:title>Tumbok Movie Poster</image:title><image:caption>Tumbok</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/t-intersection-lot1.png</image:loc><image:title>T intersection lot</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/05/t-intersection-lot.png</image:loc><image:title>T intersection lot</image:title><image:caption>The property on Block 14 Lot 44, would you buy it? </image:caption></image:image><lastmod>2015-07-25T10:06:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/05/11/to-a-sabbatical-and-back/</loc><lastmod>2015-05-11T00:42:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/03/07/networking-at-the-gym-the-dos-and-donts/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/03/gym-equipment-hogger.jpg</image:loc><image:title>gym equipment hogger</image:title><image:caption>Nobody likes a gym hogger.   Image from dailyhiit.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/03/networking-at-the-gym-2.jpg</image:loc><image:title>Networking at the Gym 2</image:title><image:caption>"Doing your business at the gym" takes a whole new meaning. Image from sicifitscottsdale.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/03/networking-at-the-gym.jpg</image:loc><image:title>Networking at the Gym</image:title><image:caption>When it comes to networking, gyms are like golf courses now</image:caption></image:image><lastmod>2015-03-07T02:33:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/03/01/reborn-this-way-the-importance-of-brand-reinvention/</loc><lastmod>2015-03-01T02:11:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/25/australia-pm-sort-of-tells-indonesia-how-can-you-kill-our-drug-traffickers-we-gave-you-a-lot-of-money-during-the-tsunami/</loc><lastmod>2015-02-25T10:54:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/25/to-celebrate-edsa-2015-philippine-government-recreates-traffic-jam-scene-from-world-war-z/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/meme-of-president-aquino-ordering-edsa-closure.jpg</image:loc><image:title>Meme of President Aquino ordering EDSA closure for People Power anniversary</image:title><image:caption>Sadly, this is what a lot of Filipinos will remember about EDSA today. Image from @jappyb0i from instagram</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/numbeo-traffic-index-2015.png</image:loc><image:title>Numbeo Traffic Index 2015</image:title><image:caption>I actually didn't need data to tell me that traffic here in Manila is bad. Image from numbeo.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/edsa-2015-super-traffic.jpg</image:loc><image:title>EDSA 2015 People Power Celebration super traffic</image:title><image:caption>Are these people fleeing from a Zombie apocalypse, or residents escaping from Gotham after the Joker threatened to blow up the city? Sadly. It's the effect of someone closing EDSA</image:caption></image:image><lastmod>2015-02-25T15:31:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/21/debt-crisis-greece-may-be-bankrupt-but-at-least-hermes-made-a-bag-out-of-its-flag/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/hermes-kelly-greece-flag.jpg</image:loc><image:title>Hermes kelly bag Greece flag</image:title><image:caption>This is an authentic Hermes Kelly inspired by the Greek flag. This was specially made for Lakis Gavalas, a Greek socialite and convicted tax evader.</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/eu-greece-flags.jpg</image:loc><image:title>eu greece flags</image:title><image:caption>ttt</image:caption></image:image><lastmod>2015-02-21T03:58:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/19/chinese-new-year-investment-and-money-tips-for-the-year-of-the-goat/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/joey-yap-feng-shui-expert.jpg</image:loc><image:title>Joey Yap Feng Shui Expert</image:title><image:caption>He just held a seminar in Manila this January. How did I miss that? Image from joeyyap.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/lillian-too-feng-shui.jpg</image:loc><image:title>Lillian Too Feng Shui Expert</image:title><image:caption>She's holding some sort of charm, seems legit! Image from lillian-too.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/master-raymond-lo.jpg</image:loc><image:title>Feng Shui Grand Master Raymond Lo</image:title><image:caption>Chess and Feng Shui have Grandmasters. Image from raymond-lo.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/2015-year-of-the-goat.jpg</image:loc><image:title>2015 Year of the Goat</image:title><image:caption>Goats and Sheeps are totally different creatures, but who cares? Image from   fengshuiben.blogspot</image:caption></image:image><lastmod>2015-02-19T14:52:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/19/thank-you-readers-from-100-countries-have-visited-my-blog/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/number-of-countries-in-my-blogs-geoviews.png</image:loc><image:title>Number of Countries in my Blog's Geoviews</image:title><image:caption>100 countries and counting! If you try to count them, they won't add up to 100 since countries like Singapore and Monaco are too small in that map.</image:caption></image:image><lastmod>2015-02-19T14:59:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/14/love-all-kinds-of-love-did-bench-create-a-fake-controversy-with-its-gay-couple-billboard-ad/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/rob-cham-mickey-mouse-hands-bench-gay-billboard.png</image:loc><image:title>Rob Cham Mickey Mouse Hands Bench Gay Billboard</image:title><image:caption>mmm</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/style-bible-version-of-undefaced-billboard.jpg</image:loc><image:title>Style Bible Version of "Undefaced" Bench Billboard</image:title><image:caption>mmmm</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bench-love-all-kinds-of-love-billboard-guadalupe.jpg</image:loc><image:title>Bench Love all kinds of love billboard guadalupe</image:title><image:caption>The actual photo of the billboards. The tenants of those buildings are probably not so happy with their "back of billboard" views. Image from @iloveraymon at Twitter</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bench-gay-couple-billboard.jpg</image:loc><image:title>Bench Gay Couple Guadalupe Billboard in Love All Kinds of  Love ad Campaign</image:title><image:caption>I'm sure no one will notice the hands if you blacken them out, right? Image from Vince Uy's twitter account</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bench-gay-couple-ad.jpg</image:loc><image:title>Bench Gay Couple in Love All Kinds of Love Ad Campaign</image:title><image:caption>I wonder why they only got the 'of' in 'Love All Kinds of Love". They deserved a more important word in that phrase. Image by Bench</image:caption></image:image><lastmod>2015-02-25T10:27:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/17/spread-the-love-the-creator-of-universally-loved-nutella-dies-the-world-still-hates-vegemite/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/australian-products-rustans.jpg</image:loc><image:title>Australian products Rustans Supermarket</image:title><image:caption>Somewhere in that pile of groceries, there is Vegemite! Image from Rustan's Supermarket FB page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/vegemite-with-bread.jpg</image:loc><image:title>Vegemite with bread</image:title><image:caption>If it looks like Nutella, it should taste like Nutella, right? You're in for a big surprise. Image from sun2moon.org</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/nutella-and-vegemite-sheraton-imperial-kl.jpg</image:loc><image:title>Nutella and Vegemite Sheraton Imperial KL</image:title><image:caption>Look at the lower left hand corner. There's a bottle of Nutella (back-facing) and Vegemite. On that day, I chose the Vegemite. Big mistake! Image by spaceofjase</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ferrero-most-loved-products.jpeg</image:loc><image:title>Ferrero most loved products</image:title><image:caption>There's nothing here that I don't like. Ferrero's most love products. Image from ferrero.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/nutella-50-year-stamp.jpg</image:loc><image:title>Nutella 50 year stamp</image:title><image:caption>Nutella has its own commemorative stamp. Well-deserved according to my bread. Image from winenews.it</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/supercrema-the-precursor-of-nutella1.jpg</image:loc><image:title>Supercrema, the precursor of Nutella</image:title></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/supercrema-the-precursor-of-nutella.jpg</image:loc><image:title>Supercrema, the precursor of Nutella</image:title><image:caption>The Nutella of yesteryears. Image from swide.com</image:caption></image:image><lastmod>2015-02-22T09:03:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/15/single-this-valentines-day-dont-feel-left-out-theres-actually-a-singles-day-on-november-11/</loc><lastmod>2015-02-16T17:54:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/16/awesome-wedding-when-the-bride-sings-its-not-about-the-money-money-money-at-the-reception-to-set-things-straight-with-her-grooms-guests/</loc><lastmod>2015-02-18T19:23:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/12/philippines-best-valentines-deals-for-2015/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/victoria-court-fifty-shades-of-grey-suite.png</image:loc><image:title>Victoria Court Fifty Shades of Grey suite</image:title><image:caption>The copywriter here has done a job here in my opinion. Image from victoriacourt.biz</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/city-of-dreams-manila-nicole-valentines-promo.png</image:loc><image:title>City of Dreams Manila Nicole Valentine's Promo</image:title><image:caption>On Valentine's Day, Nicole will be partying at Chaos, City of Dreams Manila. Image from City of Dreams Manila FB page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/starbucks-philippines-complimentary-cake-promo.png</image:loc><image:title>Starbucks Philippines Complimentary Cake promo</image:title><image:caption>"All the lonely Starbucks lovers, they'll tell you I'm insane... But I got a blank space baby, I'll write your name." The Starbucks part is not the real lyrics though. Image from Starbucks Philippines FB page.</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/rustans-valentines-promo.png</image:loc><image:title>Rustan's Silver Vault Valentine's Promo</image:title><image:caption>Even with promos, Rustan's does it with style. Image from Rustan's FB page</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/peanut-butter-machine-promo.png</image:loc><image:title>Peanut Butter Machine Promo</image:title><image:caption>I think "homemade" and "right in your own kitchen" sound redundant, but that's ok. I'll still get this. Image from lazada.com.ph</image:caption></image:image><lastmod>2015-02-12T03:11:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/11/the-i-love-you-that-cost-billions/</loc><lastmod>2015-02-11T11:37:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/10/real-estate-christian-greys-escala-penthouse-from-fifty-shades-of-grey/</loc><lastmod>2015-02-11T11:21:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/10/opportunity-valentines-day/</loc><lastmod>2015-02-10T05:38:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/09/men-in-capes-will-the-trend-make-a-comeback/</loc><lastmod>2015-02-09T07:20:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/08/sex-sells-sm-cinemas-will-miss-out-big-on-fifty-shades-of-grey-ticket-sales/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/smcinema_50shadesofgrey.png</image:loc><image:title>SM Cinema Tweet about 50 shades of Grey</image:title><image:caption>This means SM cannot capitalize on "SM can also mean Sado-Masochism" during the film's run. A lost opportunity indeed. Image from twitter.com</image:caption></image:image><lastmod>2015-02-11T11:17:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/06/the-big-mac-index-and-purchasing-power-parity-which-big-mac-is-actually-the-yummiest/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_philippines.png</image:loc><image:title>Big Mac Index Philippines</image:title><image:caption>Among the currencies in Southeast Asia, the Philippine Peso (PHP) is the least undervalued. Image from economist.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_thailand.png</image:loc><image:title>Big Mac Index thailand</image:title><image:caption>Now I know why tourists flock to Thailand. Image from economist.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bigmac_bangkok.jpg</image:loc><image:title>Big Mac Bangkok Thailand</image:title><image:caption>Tongue twister alert: Bic Mac Bangkok. Image from spaceofjase.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_indonesia.png</image:loc><image:title>Bic Mac Index Indonesia</image:title><image:caption>I can call myself a millionaire - in Indonesian Rupiahs! (IDR) Image from economist.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bigmac_jakarta.jpg</image:loc><image:title>Big Mac Jakarta Indonesia</image:title><image:caption>Indonesia is an emerging power in Big Macs. Image from spaceofjase.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_china.png</image:loc><image:title>Big Mac Index China</image:title><image:caption>Many believe than the Chinese Yuan (CNY) is purposely undervalued. Since China is the world's store, is that good? Image from economist.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/bigmac_beijing.jpg</image:loc><image:title>Big Mac Beijing China</image:title><image:caption>The Chinese always know how to pick their battles. They didn't even try with this Big Mac. Image from spaceofjase.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_india.png</image:loc><image:title>Big Mac Index India</image:title><image:caption>If the Indian Rupee (INR) is that undervalued, I can think of better things to buy than a Maharaja Mac. Image from economist.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/chennai_maharajamac2.jpg</image:loc><image:title>Chicken Maharaja Mac from  Chennai India</image:title><image:caption>Because cows are sacred, McDonald's India serves Chicken Maharaja Mac instead. Image from spaceofjase.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/ppp_southkorea.png</image:loc><image:title>Big Mac Index South Korea</image:title><image:caption>I don't agree that the KRW is undervalued. Things are very expensive in Seoul. I hardly ate when I was there. #truth. Image from economist.com</image:caption></image:image><lastmod>2015-02-11T11:23:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/06/does-marsh-insure-against-sex-scandal-risk/</loc><lastmod>2015-02-06T07:57:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/04/fashion-is-there-such-a-thing-as-an-investment-piece/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/5353f-330a7e906d5311e29f5b22000a1fbc74_7.jpg</image:loc><image:title>5353f-330a7e906d5311e29f5b22000a1fbc74_7</image:title></image:image><lastmod>2015-02-04T01:00:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/03/whos-the-left-shark-at-the-super-bowl/</loc><lastmod>2015-02-04T06:56:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/about/</loc><lastmod>2015-02-02T04:02:09+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://thefinancemd.com/2015/02/02/tennis-pay-disparity-i-have-an-explanation-its-geometric/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/screen-shot-2015-02-02-at-1-31-26-am.png</image:loc><image:title>Australian Open 2015 Prize Money breakdown</image:title><image:caption>Geometric Progression = Prize Money Disparity. Image from ausopen.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/screen-shot-2015-02-02-at-12-53-57-am.png</image:loc><image:title>Top 32 Highest-Paid Players in Several Sports</image:title><image:caption>Darn, I should have been more sporty! Image from wsj.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/02/screen-shot-2015-02-02-at-12-59-21-am.png</image:loc><image:title>Prize money disparity between the 1st and 32nd ranked men and women tennis players</image:title><image:caption>Alexa rankings pay much better. Image from wsj.com</image:caption></image:image><lastmod>2015-02-02T03:00:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/02/01/the-australian-open-finalists-outfits-the-sponsors-tell-you-to-buy-them-now/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/screen-shot-2015-01-31-at-11-47-45-pm.png</image:loc><image:title>Serena Williams 2015 Australian open Nike Outfit</image:title><image:caption>Serena's actual dress looks custom made. This is probably  the off-the-rack version.  Image from nike.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/screen-shot-2015-01-31-at-11-41-10-pm.png</image:loc><image:title>Andy Murray Australian Open 2015 Under Armour  shirt</image:title><image:caption>I prefer the black version he wears at night matches. Image from underarmour.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/screen-shot-2015-01-31-at-10-49-06-pm.png</image:loc><image:title>Maria Sharapova Australian Open 2015 Nike outfit</image:title><image:caption>Are those shorts really part of the deal? Can we pass up on them and get a discount instead? Image from nike.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/screen-shot-2015-01-31-at-10-30-06-pm.png</image:loc><image:title>Novak Djokovic Australian Open 2015 Shirt</image:title><image:caption>Look, it says low stock. Image from uniqlo.com</image:caption></image:image><lastmod>2015-01-31T23:59:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/31/sharapova-and-sugarpova-game-set-and-mismatch-but-both-are-winning/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/311abde26947fb3d5aa6fc223665449803479172f33492529a31a593b03cb4d1.jpg</image:loc><image:title>Sugarpova candies - quirky - back label and list of ingredients</image:title><image:caption>"It's so boring to fit in" - that's what the label says. 
However, the list of ingredients and calories make Sugarpovas fit right in with cheaper candies. Image by thefinancemd.com</image:caption></image:image><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/93afc8c8daaf64659f06315bfeb0bb452bdb9cae508bf5267f6d36ffe2b3aeeb.jpg</image:loc><image:title>Sugarpova candies, Quirky, bought in the Philippines</image:title><image:caption>Cheaper in the Philippines. Just PHP 199.75 or USD 4.52 in Manila. Arbitrage opportunity? Image by thefinancemd.com</image:caption></image:image><lastmod>2015-01-31T08:52:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/31/opportunity-australian-open-2015-finals/</loc><lastmod>2015-01-31T05:20:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/26/outsourcing-gone-too-far-the-miss-philippines-national-costume-drama/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/96862-ralphlauren2012olympics.png</image:loc><image:title>96862-ralphlauren2012olympics</image:title></image:image><lastmod>2015-01-31T05:17:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/30/do-you-have-what-it-takes-to-become-an-equity-analyst-be-persuasive/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/screen-shot-2015-01-30-at-12-12-31-pm.png</image:loc><image:title>Screen Shot 2015-01-30 at 12.12.31 PM</image:title><image:caption>requirements for an equity analyst job at a stock brokerage firm Philippines</image:caption></image:image><lastmod>2015-01-30T04:58:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/28/the-araneta-wealth/</loc><lastmod>2015-01-28T06:15:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/27/health-and-finance-the-january-effect-for-fitness/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/9b582cdc18fcbac163333a3c4e4f57ce0e6a7f2b114988086f18104510827758.jpg</image:loc><image:title>9b582cdc18fcbac163333a3c4e4f57ce0e6a7f2b114988086f18104510827758</image:title><image:caption>Yes that's really my gym card. It's not card-shaped because I cropped the pic.</image:caption></image:image><lastmod>2015-01-27T07:09:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/26/is-the-miss-universe-pageant-an-asset-or-liability-to-donald-trump/</loc><lastmod>2015-01-27T16:13:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/25/despite-russias-recent-economic-struggles-miss-russia-wears-ridiculously-expensive-gowns-to-the-miss-universe-pageant-in-doral/</loc><lastmod>2015-01-25T12:10:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/25/opportunity-miss-universe-in-doral-miami/</loc><lastmod>2015-01-25T09:21:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/24/a-creative-way-to-expense-kickbacks/</loc><lastmod>2015-01-24T06:04:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/23/undoubtedly-one-of-the-best-and-successful-investments-ever-made-by-the-boy-scouts/</loc><lastmod>2015-01-23T06:15:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/22/what-did-obama-say-during-his-state-of-the-nation-address-whats-your-say/</loc><lastmod>2015-01-22T03:14:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/19/papal-visit-philippines-2015-special-investing-in-the-haiyan-ravaged-city-of-tacloban/</loc><lastmod>2015-02-15T04:12:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/21/overpriced-swiss-watches-become-even-pricier/</loc><lastmod>2015-01-21T06:38:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/20/the-blues-on-the-first-workday-after-a-long-holiday/</loc><lastmod>2015-01-20T03:52:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/15/papal-visit-philippines-2015-special-catholic-based-investing-anyone/</loc><lastmod>2015-01-19T12:19:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/16/papal-visit-philippines-2015-special-smart-and-globe-disrupt-mobile-services-during-the-popes-visit/</loc><lastmod>2015-01-18T12:42:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/15/papal-visit-philippines-2015-special-the-atm-with-latin-instructions/</loc><lastmod>2015-01-18T12:41:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/18/papal-visit-philippines-2015-special-economies-of-catholic-countries/</loc><lastmod>2015-01-18T12:32:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/18/papal-visit-philippines-2015-special-invest-in-the-pope-and-earn-big-returns/</loc><lastmod>2015-01-18T11:49:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/18/announcement-my-site-has-a-new-address/</loc><image:image><image:loc>https://thefinancemd.com/wp-content/uploads/2015/01/3b19b-please-note-my-new-address.png</image:loc><image:title>3b19b-please-note-my-new-address</image:title></image:image><lastmod>2015-01-29T13:00:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/17/papal-visit-philippines-2015-special-how-much-is-the-catholic-church-worth/</loc><lastmod>2015-01-17T15:29:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/14/the-pope-is-coming/</loc><lastmod>2015-01-14T14:44:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/08/will-an-extra-second-disrupt-banking-and-trading-systems/</loc><lastmod>2015-01-13T08:18:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/13/whos-fracking-what/</loc><lastmod>2015-01-13T08:17:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/13/investment-sayings-and-quotes-explained/</loc><lastmod>2015-01-13T08:16:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/11/reality-or-myth-an-investment-bankers-lifestyle/</loc><lastmod>2015-01-11T10:25:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/10/investment-trend-for-2015-strong-dollar/</loc><lastmod>2015-01-11T10:25:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/11/health-and-finance-financial-fitness-run-2015/</loc><lastmod>2015-01-11T10:22:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/08/seeking-alpha/</loc><lastmod>2015-01-08T07:35:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/06/investment-trends-for-2015-stock-picking/</loc><lastmod>2015-01-06T02:41:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com/2015/01/06/its-january-time-for-the-january-effect/</loc><lastmod>2015-01-06T02:07:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://thefinancemd.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2015-10-04T19:22:12+00:00</lastmod></url></urlset>
