I am a physician, currently practicing as an Anesthesiologist. My other passions are finance and investments. As of 2013, I have passed all three levels of the Chartered Financial Analyst (CFA) exams, all in my first attempts. I received my Masters of Business Administration degree in 2008. I received my certification as a securities specialist from the Philippine Stock Exchange in 2009.
In June 2015, Gold’s Gym Philippines surprised its Sheridan branch club members by kicking them out without considerable notice. The reason — the Sheridan Gold’s Gym branch had become Nike’s House of Rise.
I’m happy for Gold’s Gym Sheridan for getting this gig, but did the gym have to kick out its members? Unfortunately for the members, Gold’s Sheridan is still pocketing the member’s money while raking in the Nike millions. That’s stinkier than a used pair of gym shorts.
COL Financial, the Philippines most popular stock brokerage firm, has just downgraded its 2015 yearend forecast for the Philippine Stock Exchange Index (PSEi) to 7,950 from the 8,300 it predicted in January.
Someone very important made an even bolder PSEi prediction — will he downgrade it as well?
I also have an upcoming stint as a speaker for a conference. I’m going to talk about investments to a group of doctors. They asked me to submit a picture for the marketing materials and the conference program handbook.
There’s a problem. I don’t have respectable and professional looking photos of myself. Well I do, but they are framed graduation pictures from decades past, so they are no longer appropriate.
Can I use this picture? Errrr, a lot of people seem to use them in their profile pics.
When asked to submit a professional looking photo, these are the ridiculous things people do: – I’m guilty of many of these by the way.
When some Multi-Level marketing (MLM) companies are accused of being illegal pyramid schemes, their first defense is to say that they have products to sell. They’ll even boast that these are high quality products that justify their often very high prices. But what if they are the same products sold by other currently operating and failed MLMs?
Who are the product suppliers for these MLM companies? Here’s one of them:
Moringa Mountain Trading – major product supplier of MLM companies?
Here at Finance MD, I advocate investing and smart spending. However, the reason why we have to manage our finances wisely is to ultimately enjoy the fruits of our labor.
One good way to spend your labor’s fruits is to buy some really cool high quality brand name shoes. It would be nice if you can customize and personalize them too. If you read further, there’s an arbitrage opportunity in these shoes somehow.
Here’s my own customized, personalized Salvatore Ferragamo shoe – that I don’t plan to buy yet.
Want to create your own customized, personalized Ferragamo driver shoes? The best part is you don’t actually need to buy it, if you don’t want to. Here’s how!
Multi-Level Marketing (MLM) is a legitimate business strategy. However, many scammers have been disguising their pyramid scams as MLM companies . How can a potential investor distinguish between a legitimate networking company and an illegal Ponzi scheme?
Gotcha! If the word “investment” is used by the company, and you are called an “investor”, those are initial clues that it might be a Ponzi scheme. What are the other things you need to watch out for?
The Direct Selling Association of the Philippines (go see their website here) has come up with an eight-point test in distinguishing between a legitimate MLM company and an illegal pyramid scheme (most likely disguised as an MLM). ALL eight questions must have “YES” answers for a company to be evaluated as legitimate.