I am a physician, currently practicing as an Anesthesiologist. My other passions are finance and investments. As of 2013, I have passed all three levels of the Chartered Financial Analyst (CFA) exams, all in my first attempts. I received my Masters of Business Administration degree in 2008. I received my certification as a securities specialist from the Philippine Stock Exchange in 2009.
The markets are not doing good right now. The Philippine Stock Exchanged (PSE) just experienced “Bloody Monday” on August 24 (news here). A down market doesn’t necessarily mean that it is already in a bear phase. Unfortunately, there are investments that have already entered bear territory in 2015,
The bear seems to be winning in 2015. Bull and Bear Statues near Frankfurt Sock Exchange. Image by EvaK from wikipedia.org
For new investors, I suggest reading investment related books. Unfortunately, many of the books available are either thick, difficult to understand textbooks or self-help, motivational, “get rich now” books that offer no real-world value.
That’s why it is a joy to come across a book that reaches out to new investors, that uses simple terms, and that doesn’t promise the reader that he will be on the expressway towards riches or financial freedom.
You Won’t Get Rich in the Stock Market Until You Change the Way You Think About It by Andrew Stotz. Image from Andrew Stotz
Kentucky Fried Chicken (KFC) Philippines always have great meal deals going on. Why are people drawn to combo meals? There are savings when you buy a combo meal than buying all the components ala carte. Savings from a promo is a very important factor in purchase decisions.
However, the computations that KFC uses for what you save with its meal deals are confusing and inconsistent.
Here is one of the deals being heavily promoted recently by KFC:
KFC Spaghetti Party Bucket
I love spaghetti and I love KFC chicken… What I don’t like is the measly PHP 70 savings with this deal. KFC Spaghetti Party Bucket Promo. Image from kfcdelivery.com.ph
Do you only really save PHP 70 with this combo instead of buying everything separately? KFC messed up the computation on this one. Here’s why:
Celebrities Dennis Trillo, Tom Rodriguez and Daniel Matsunaga promote GoldXtreme, an Multi-Level Marketing (MLM) company, that is a subject of a Securities and Exchange Commission (SEC) advisory against illegal investments.
In your opinion, why do you think these celebrities are promoting GoldXtreme? Type your answer in the comments section
A. They think this is legit, and they are probably investors themselves
Globe Telecom, through its wholly-owned subsidiary Yondu, has formed a joint venture with Salud Interactiva to launch KonsultaMD – a 24/7 health hotline service manned by skilled and licensed Filipino doctors who provide medical assessment and advice, including basic healthcare and permissible medication over the phone. – from press release at Globe website here
There’s a new doctor in town! Konsulta MD logo. Image from konsulta.md
“KonsultaMD is our response to the pain points in Philippine healthcare. The growing population puts further pressure to an already-strained healthcare landscape which is suffering from lack of experienced healthcare professionals, under-resourced public hospitals, poor health infrastructure and limited accessibility” said Gil B. Genio, Chief Strategy Officer and Chief Operating Officer for Business and International Markets.
Though coming from good intentions, Konsulta MD seems to be a terribly bad idea. Here are the reasons why:
Senyora Santibanez @Senyora is the Philippines’ most popular twitter parody account, so much so that it is actually the 47th most popular among all twitter accounts in the country. It’s safe to say that she’s more famous and has more clout than most real celebrities in the Philippines.
Here are the impressive stats for @Senyora: (twitter account here)
The account may be a parody, but its stats are not something to laugh at, Senyora Santibanez @Senyora twitter stats as of August 2015. Screengrab from twittercounter.com
With those stats, she must wield a lot of power – but does she even earn from it?
In recent years, there has been a perception that Eat Bulaga, a Philippine noontime variety show, is for a more mature crowd. It’s the moms, dads, uncles, aunts and grandparents at home that still loyally watch them. Eat Bulaga’s rival, It’s Showtime, is reputed to more popular to the younger, more social media savvy crowd.
Fast Forward to 2015, Eat Bulaga connected big with the younger market through #AlDub. If there was a Philippine version of “breaking the internet”, the Aldub phenomenon did it on August 8.
Alden Richards and Yaya Dub #AlDub in Eat Bulaga on the #Yakie wedding day. Screengrab from Eat Bulaga official Facebook page
If you want to see the August 8 episode that the netizens went crazy about, go the Eat Bulaga Facebook page here.
How did Eat Bulaga find success with younger audiences? Here’s how the show got things right.